Easy Financing and Insurance in Mt. Pleasant and Clare, MI

At Central Michigan Orthodontics, we believe every patient deserves access to high-quality orthodontic care at a price that fits their budget. Dr. Riley and our team offer flexible financing options designed to make treatment affordable, manageable, and stress-free for individuals and families.

During your complimentary orthodontic consultation, we will review your treatment plan, discuss all associated fees, and help you choose the payment option that works best for your needs.

Flexible Payment Options

We offer a variety of payment solutions to help make orthodontic care more accessible, including:

• Flexible no-interest in-house financing
• Monthly payment plans starting as low as $120
• Full-payment discounts
• Family member courtesy discounts
• Third-party financing through CareCredit
• HSA and FSA payment acceptance
• Most major credit cards accepted

Our team is committed to helping you find a comfortable financial solution without compromising the quality of your care.

What Is CareCredit?

CareCredit is a healthcare financing option that helps patients manage out-of-pocket medical and dental expenses not covered by insurance. Approved patients can use CareCredit to make convenient monthly payments for orthodontic treatment.

CareCredit offers flexible financing options that may not be available through traditional credit cards and can help make treatment more affordable for families.

What Is Included in Your Treatment Fee?

Your orthodontic investment at Central Michigan Orthodontics includes the essential components needed throughout active treatment, including:

• Diagnostic records and X-rays
• Orthodontic appliances
• Regular orthodontic adjustment visits
• Emergency orthodontic appointments
• One set of retainers after treatment

We believe in transparent pricing and will clearly explain all costs before treatment begins.

What Is Not Included in Your Treatment Fee?

While your treatment fee covers most aspects of orthodontic care, some services may involve additional costs, including:

• Replacement retainers if lost or damaged
• Missed appointment fees when applicable
• Additional treatment caused by appliance damage or noncompliance
• Dental treatment provided by your general dentist

Our team will always discuss any additional fees with you before moving forward.

Are Monthly Payment Plans Available for Braces and Invisalign?

Yes. Many patients prefer spreading the cost of treatment into predictable monthly payments. We offer flexible no-interest in-house financing with monthly payments starting as low as $120 for qualified patients.

During your consultation, our team will review available payment options, help you choose a comfortable monthly amount, and explain all financing details clearly before treatment begins.

How Does Orthodontic Insurance Work?

If your insurance includes orthodontic benefits, you may qualify for reduced out-of-pocket costs. Most plans offer a lifetime orthodontic allowance that is separate from routine dental coverage.

Here’s how we help simplify the process:

• We verify your orthodontic benefits before treatment begins
• We explain how your coverage applies to treatment
• We file insurance claims on your behalf

If your insurance coverage changes during treatment, any remaining balance becomes the responsibility of the patient.

Can Your Team Help Me Understand My Coverage?

Absolutely. Insurance and financing options can feel overwhelming, but our experienced team is here to help. We will walk you through your coverage step-by-step, answer your questions, and help you maximize any orthodontic benefits available to you or your child.